Commercial vehicles are cars that are not used for personal purposes. Company cars and trucks will need commercial car insurance. This also applies to any personal vehicle used for business purposes. Remember, personal car insurance will not protect your car when used for business work.Commercial vehicle insurance covers more components included in the personal car insurance, including liability and comprehensive coverage.However, commercial auto insurance goes further to cover those who use their vehicles for work-related purposes. A good example is the non-owned vehicle coverage which includes employees who use their cars for work purposes.You’ll not need commercial car insurance if you’re driving your car to and from work. However, you’ll need a commercial auto policy if you’re driving clients or moving tools and supplies around.So, what is Commercial Auto Insurance?As opposed to personal car insurance, commercial car insurance is designed to cover vehicles used for work purposes against liability and property damage. And as earlier said, you might need to buy commercial auto insurance whether you are using a business vehicle or when using your car for work purposes.Your personal vehicle will not be covered under personal car insurance when you’re driving it for business.To that end, commercial auto insurance comprises these coverages:Collision CoverageAny damage to your vehicle due to accidents is covered under collision coverage regardless of who is at fault.Liability CoverageHave you ever asked yourself what will happen if you or your employee causes injury to another person or cause property damage when driving? That’s why you need liability coverage.Bodily liability insurance will pay claims that may arise when a person suffers bodily injury due to the action of your covered vehicle. On the other hand, property damage liability will cover you if you or your employee causes property damage when using a covered vehicle.Personal Injury CoveragePersonal injury or medical injury coverage will pay medical expenses if you, your driver, or passengers in your vehicle gets injured in an accident.Comprehensive CoverageApart from accidents, your vehicle is also at risk of theft, vandalism, or even damage from extreme weather conditions. As such, comprehensive coverage will pay for damages arising from such incidents.Pitfalls to Avoid When Buying Business Auto InsuranceRegardless of the number of vehicles you own for your business, you’ll need to buy commercial auto insurance. Even so, buying commercial auto insurance is not easy. As such, it is crucial to ensure that the insurance policy you buy aligns with your business needs.To make the process as smooth as possible, avoid these common mistakes:1. Buying Inadequate CoverageWhile it is advisable to shop around before buying commercial auto insurance, you should ensure to buy enough coverage for your business. Even so, some drivers decide to go for the cheapest option. While this may seem like the best option in the first instance, it may have far-reaching effects in the long run.To that end, you should ensure that the insurance policy you buy provides much-needed protection for your business. Yes, you need to shop around before getting motor insurance but don’t make your choice based on price only.2. Giving Inaccurate DetailsSome people hide some details to avoid paying a high premium. You should avoid this at all costs.Ensure to give correct details about your vehicle, including accessories, the driver’s age, as well as their driving history when buying vehicle insurance. Failure to do this will make your insurer dishonor your claim in your time of need.3. Not Reading the Policy DetailsBefore you settle on a policy, make sure you’re familiar with it. Yes, sometimes you may think that your business is fully covered, but in reality, it is not.4. Giving False Information on Prior ClaimsYour insurance company will ask you to disclose any prior claims before they give you a quote. Some drivers, however, decide not to reveal these claims to retain a low premium. Failure to disclose all your prior claims can make your insurance company bump up your premiums.5. Getting the Minimum Legal ProtectionLiability auto insurance is the minimum legal protection in most states. Auto liability insurance will cover you if you are found liable in an accident. As such, there is no collision or comprehensive protection, and so you’ll be required to pay them out of your pocket. It also means that your vehicle is not protected against theft or vandalism.Always ensure to get the right protection for your vehicle.EDITOR NOTE: This is a promoted post and should not be viewed as an editorial endorsement.
HMD Global, manufacturing under the Nokia brand, brought their phones to US carriers last year, forming a partnership with Cricket Wireless.Now, they are bringing 3 more phones to the Cricket roster, the Nokia C5 Endi, C2 Tava, and the C2 Tennen.Nokia C5 EndiThe C5 Endi, whose catchphrase is “Creativity at your command”, features:A 6.5″ HD+ display with a selfie notchA triple-camera rear module with a 13MP main sensor, a 5MP ultra-wide sensor, and a depth sensorAI Camera technology, such as scene detection, Recommended Shot, and Portrait modeA 4,000mAh battery with a 2-day battery lifeMediaTek Helio P22 processor backed by 3GB of RAM and 64GB of storageUnibody constructionThe Nokia C5 Endi will be available in Deep Midnight Blue at Cricket stores and the Cricket website for $169.99 starting June 5.Nokia C2 Tava and TennenThe C2 Tava and Tennen are more budget-minded, and both feature the following:A 5.45″ HD+ displayA dual-camera module with an 8MP auto-focusing sensor and an additonal 2MP sensorMediaTek Helio A22 Processor backed by 2GB of RAM and 32GB of storageA 3000mAh battery backed by Adaptive Battery technology to bring 2-day battery lifeA removable back coverThe C2 Tava will be available in Tempered Blue starting May 29 in Cricket stores and online for $109.99, while the Tennen is available in Steel for $69.99 at select retail stores starting June 15.
We live in the age of wireless technology, where almost every item can be operated without a wire. With wireless technology on the rise, it comes as no surprise that truly wireless earbuds have become a staple.Such earphones are used by everyone across the globe, from fitness fanatics to call center employees, to gamers to businessmen, and people who want to watch different movies without disturbing each other.Benefits of Wireless EarbudsThere are many benefits to using wireless earbuds.Easy access to your earphonesConvenient to useEasy to pair up with your deviceStylish, classy, and sophisticatedBest True Wireless EarbudsIf you are like us, you’ve already considered a pair of wireless earphones. With so many options, it becomes challenging and frustrating to choose the best. To help, we have listed the best wireless earbuds you can get today.The market is filled with tons of options; here is a list of the best wireless earbuds available on the market.Jabra Elite 75tThe Jabra Elite 75t are great earbuds that are designed to fit and make all-day wear comfortable. These earbuds are perfect for listening to your favorite music and answer calls without any disturbances.The best thing about these earbuds is that they can last for 7.5 hours on a single charge. The earbuds have an IP55 rating, meaning that it offers protection from water and dust. It enables you to use them in any weather condition. And with just one touch, you can have access to the voice assistant.These are priced right in the middle of the pack here but come heavy with the features. You’d be hard-pressed to find a more well-rounded pair of true wireless earbuds on the market, especially at this price. $180 at JabraApple AirPods ProPerhaps the line most responsible for the onslaught of wireless earbuds we see today, the Apple AirPods Pro are a great example of design. Whether you’re looking to take calls or host remote meetings on your laptop or want to listen to a pumping playlist on a workout, these are a popular choice for many.The Active Noise Cancellation blocks out the ambient noises from your environments so you can focus on what matters most. And if that means getting a solid pump or working up a sweat, that’s cool, too. These are IPX4 rated against water and sweat so go ahead and do you.Battery life is rated at around 4.5 hours per charge with the carrying case adding 3-4 times the juice. When it comes time to charging up, plug them in or put them on a Qi wireless charger. $250 at AppleGoogle Pixel Buds 2The new and improved Google Pixel Buds 2 earbuds deliver immersive and clear sound. An excellent feature of the earbuds is that the audio automatically adapts the volume according to your surroundings. These earbuds are sweat and water-resistant, making them perfect for everyone.With the Google Pixel Buds 2, you can get 5 hours of use in a single charge. The best feature of Google Pixel Buds 2 is that you can easily find them when you lose it using the Find My Device. The earbuds are available in four colors including Orange, White, Mint, and Black. $180 at Google StoreMaster & Dynamic MW07 PlusAvailable in a wide range of colors, MW07 Plus is one of the best true wireless earbuds. The new earbuds are designed to deliver exceptional sound experience. The battery time of the earbuds is three times better than most other earbuds.It features Active Noise-Cancelling mode that will allow you to listen to music and lose yourself to the sound. And the Ambient Listening mode enhances your listening experience in a way that balances your environment without letting too much in. These lightweight and slim earbuds come with a durable and highly stylish finish. $300 at Master & DynamicSony WF-1000XM3One of the best earbuds on the list is WF-1000XM3 by Sony. These earbuds come with excellent noise cancellation feature. It is capable of limiting outside noise along with offering exceptional quality sound. Sony WF 1000XM3 has a sleek and classy look that will look outstanding. Equipped with powerful driver units, the earbuds deliver expansive and rich sound. These are truly wireless earbuds that come with an ergonomic fit, so you can wear them comfortably throughout the day.Whether you want to listen to songs, answer calls, or watch TV shows, these earbuds have a long-lasting battery. $230 at SonyLibratone Track Air PlusAnother great wireless earbuds available on the market is Libratone Track Air Plus. These earbuds are designed to deliver rich, clear, and expansive sound. Comes with an excellent noise-canceling feature, it is equipped with tons of innovative and intuitive features.The earbuds are water and sweat-resistant, making it suitable for workouts. These are truly wireless earbuds as they can easily sync with Bluetooth of your device. The sound will stop automatically when you are not wearing them. $200 at LibratoneJBL Reflect FlowJBL Reflect Flow earbuds have an ergonomic fit that will be comfortable for all-day wear. These earbuds have IPX7 waterproof rating, meaning you can go through the toughest workout without worrying about them. The JBL Reflect Flow comes in different colors like Teal, Green, Black, and Blue.Besides this, these earbuds have Ambient Aware and TalkThru modes enabling you to talk without taking out your earphones. The 5.8mm driver delivers high-quality sound for you to enjoy your favorite songs. $150 at JBL
In the hunt for a tablet for reading, playing games, and consuming media? We don’t blame you; they are pretty damn cool. Big screen phones are nice and all, but things change when you get into 8-inch displays.We’ve got a fantastic deal in the AndroidGuys Deals Store today which finds a refurbished Galaxy Tab A 10.1″ going for just $250. Indeed, its wiped, cleaned up, and essentially the same as a brand new unit — just much cheaper. And it’s backed by a 30-day aftermarket warranty.This product is listed with a grade “A”. It may have very minimal to zero amounts of scuffing on the case.Size: 10.1″Resolution: 1920x1200p, 16:10 ratioOS: Android 9.0 (Pie), One UICPU: Octa-core (2×1.8 GHz Cortex-A73 & 6×1.6 GHz Cortex-A53)Memory: 2GBStorage: 32GBCamera: 8MP (rear), 5MP (front)Stereo speakersBluetooth: 5.06150 mAh batteryThis is a perfect summer companion device for reading on vacation, taking in some YouTube TV, or playing games. At this price you might as well buy two!AvailabilityYou can purchase the refurbished Samsung Galaxy Tab A 10.1″ for just $250 in the AndroidGuys Deals Store.Best SellersSave even more!For every $25 you spend in the AG Deals Store you get $1 credit added to your account. And, if you refer the deal via social media or an email that results in a purchase, you’ll earn $10 credit in your account.First Time Buying?If this is your first time buying, you are also eligible for 10% discount! Just be sure to subscribe for email updates.Free StuffNot looking to spend any money today? No worries. You can still visit the AndroidGuys section for freebies and pick something anyhow.
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The modern incarnation of romance is very different than what society has used in the past. With the new technology that exists, people are able to meet individuals from all around the world and have a whole variety of different dating experiences that are unique. Moreover, technology has allowed people to find the romances they desire with ease. We’re going to focus on how technology is helping to move our relationships forward faster and better than ever before!How Technology is Simplifying LifeTechnology is changing the way that people live all across the world. It has simplified many of the issues that people face in terms of communication and connectivity. Instead of not seeing our friends and family when they travel abroad, we can simply log into our device of choice and communicate. Moreover, communication is instant, works across borders, and allows us to leave messages that can be read at a later date. In short, technology has made every element of communication simpler for people in terms of business, personal lives, and more. When applied to the topic of online romance, you can see why people are so excited. You can chat anytime and from any place around the world, a topic we will expand on in the future!Find Someone Online from Around the WorldThe possibilities on the internet are nearly endless. A person can travel just by sitting down at the computer, see the wonders of the world, study the traditions of every country they can think of, and see animals from the Red Book. We can write to a friend in Italy or a relative in Finland. We can even see the sunrise in a different time zone than our own. The bottom line is that modern technology is nothing short of incredible! Using Iwantu.com to make new friends allows you to capitalize on all the best parts of an online dating service. There, you can watch the sunrise with friends from all over the world! All those things we described are features that you can experience on the site! This website will give you the chance to connect with people like never before. Even if you have not dated someone in a long time, the ease of communication will translate to more frequent dates for you. Anyone can find a partner using these websites!Technology is Our Best FriendIn reality, technology is our best friend when it comes to romance. It makes the world a lot smaller and more accessible to people that would never have the ability to enjoy it otherwise. With romance, it helps people that would never be able to meet come together. You could find someone that is from the same city but lives and works in a separate area. You would probably not meet during the course of your normal lives, but when you use a dating site, you will find them! That would lead to a much more interesting romantic lifestyle for you. Not only do you get to meet a unique set of people, but you can actively look for individuals with a certain kind of personality, culture, religion, or body type. Anything is on the table in terms of finding people that have what you need in a match. Technology really is our best friend in every way possible, making life and love more accessible than ever before.The modern incarnation of romance is going to look unfamiliar to most people. It’s a form of connectivity that is filled with technology, and it intertwines with tech in unusual ways. Now, you can sit at home and have the time of your life getting to know someone from halfway around the globe. That means that nothing and nobody is off-limits now, giving you a greater chance of getting the kinds of dates that you’ve always wanted. That’s not all there is to online dating, though. You will be able to schedule and have dates at times that were once unreachable to you. Weeknights, middle of the day, and even at work- these are all times that you can seek out partners and have a great time thanks to the developments in the realm of technology!EDITOR NOTE: This is a promoted post and should not be viewed as an editorial endorsement.
Pretty much anything and everything we work with is digital. Our homes are becoming increasingly smarter and the tools we use are changing right before our eyes. Look around and you’ll see digital and smart things in the kitchen, the home office, and even the shed.The Rollova 2.0 is a digital tape measure that’s designed to measure surfaces both straight and uneven. All one has to do is roll it over surfaces to get a measurement. Indeed, it can be used to size things all the way up to 83 feet.The Rollova 2.0, on sale for just $76.99 right now, is the perfect companion for carpenters, do-it-yourselfers, crafty types, and general homeowners.Whether checking to see if that couch will fit through a doorway or sizing up the layout for your new posters, the Rollova 2.0’s digital OLED screen will measure things with a .4 percent tolerance. In other words, it’s damned accurate.Rollova 2.0Replacing your traditional ruler with a pocket-friendly gadget10000:1 high-contrast ratio OLED screen provides brighter display & outstanding energy efficiencyMeasures everything from flat surfaces to curved objectsFull stainless steel body combining the best of ruggedness, precision & styleCompact size for measurement on the moveIt’s a small unit that’s built to last, thanks to its stainless steel body. When not in use, it tucks away nicely in its genuine leather case. And should you wear down the rubber tire or damage it, there’s a spare that comes in the box.After a successful campaign on Kickstarter where it nabbed $105K, the Rollova 2.0 Digital Ruler is available to consumers for $89. AndroidGuys readers, however, can save 13% on one and get it for just $76.99.Best SellersEarn Credits!For every $25 you spend in the AG Deals Store you get $1 credit added to your account. And, if you refer the deal via social media or an email that results in a purchase, you’ll earn $10 credit in your account.First Time Buying?If this is your first time buying, you are also eligible for 10% discount! Just be sure to subscribe for email updates.Free StuffNot looking to spend any money today? No worries. You can still visit the AndroidGuys section for freebies and pick something anyhow.
With the emergence and popularity of 5G, companies like Redmi and Realme lead the charge in making 5G phones more accessible (read: affordable) to the masses. While the Redmi 10X series might be otherwise considered just another 5G phone, what makes them stand out is their ability to hold dual-5G SIM slots. This is something no other phone in the market currently offers.Redmi 10X and Pro – twice the 5G, half the priceXiaomi this week unveiled a handful of new phones, with the Redmi 10X and the Redmi 10X Pro the stars of the show. We briefly talked about the rumored phone a few days ago, but this feature is a complete game changer!Most phones currently in the market only support 5G on the first SIM slot, if at all. The second SIM slot will operate on 4G or LTE and that means if you run out of data or lose reception on your first SIM, you receive slower speeds when switching to the second SIM.The unique selling point of the Redmi 10X series comes in its ability to host two 5G SIMS in the same phone. In the aforementioned scenario, even your secondary SIM (if 5G capable) can let you continue using 5G in case your primary SIM isn’t able to deliver it to you.This is a remarkable feature for a smartphone and it’s all made possible by a brand new processor. Made by MediaTek, the Dimesnsity 820 is a mid-range chip that set to take on premium CPU manufacturers like Exynos, Kirin, and even Snapdragon.Both phones have very similar specifications. They share the same display (6.57″ 1080p AMOLED with HDR 10), for instance, with in-display fingerprint sensor, standard 60Hz display with a super-fast touch response rate.Additionally, each has the same RAM and ROM, USB-C port, headphone jack, IR blaster, and 4,520 mAH battery. The Redmi 10X pro offers 33W fast-charging while the Redmi 10X has 22.5W fast-charging.The main differences in the phones come down to the cameras; however, the Redmi 10X Pro also offers NFC whereas the Redmi 10X does not.The Redmi 10X has a triple-camera setup: 48-megapixel main camera, 8-megapixel ultra-wide, 2-megapixel depth, and the front camera has 16-megapixels.The Redmi 10X Pro offers a quad-camera setup: 48-megapixel main camera, 8-megapixel ultra-wide, 8-megapixel 3x telephoto with 30x digital zoom, 5x hybrid zoom and Optical Image Stabilization, and topped off with a 5-megapixel macro camera. The front has a 20-megapixel camera.PricingRedmi 10X64GB/6GB – $220128GB/6GB – $250128GB/8GB – $290256GB/8GB – $330Redmi 10X Pro128GB/8GB – $320256GB/8GB – $360What are your thoughts on the new phones? Let us know in the comments section below.
Xiaomi this week announced new phones for its lineup, including the Redmi 10X series and a new addition to the Redmi K30 family of devices with the Redmi K30i.There is a lot that the Redmi K30i offers, but its highlights are that it’s 5G capable and offers a quad-camera setup and a 120Hz display. All of this for under $300.The Redmi K30i is 120Hz at its cheapestWith the release of the Redmi K30i, we have seen a new benchmark set in the smartphone market. The phone offers a Qualcomm Snapdragon 765 processor, capable of letting you use 5G. Paired with the massive refresh rate on the display, this phone is definitely a steal for its price.Here are the specifications of the Redmi K30i:Qualcomm Snapdragon 765G6.67″ FHD+ display (2400 x 1080), 120Hz refresh rateBack cameras: 48-MP Main camera, 8-MP ultra-wide, 5-MP Macro, 2-MP depth.Front cameras: 20-MP Main camera, 2-MP depth4,500 mAh with 30W fast-charging64GB + 6GB variant is the only one offeredThe phone is up for sale on the Chinese retail site, JD. It offers all of the above features for the low price of $270.The only real downside to the phone is how long it will take for the phone to come to international markets. The phone is set to launch in China on June 7th, with Xiaomi hush on details expanding to the West.You’d be hard-pressed to find a phone that checks the boxes this phone does (5G and 120Hz refresh), and especially at a quarter of the price of competitors.These phones are very popular in emerging markets, especially countries like Pakistan, India, Indonesia, etc.We have seen Xiaomi and Realme lead the way with phones that offer quad or triple camera setup, strong CPU’s, and high refresh rate displays at sub $500 prices.While not all the phones offered by the companies are immediately available to the West, its only a matter of time before they take on the US market and give other smartphone companies a run for their money.What are your thoughts on the Redmi K30i? Let us know in the comments section below!
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Tim Cook Addresses George Floyd’s Death and Ensuing Protests and Riots as Apple Temporarily Closes Some U.S. Stores
Amid unrest in numerous U.S. cities following last week's killing of George Floyd by police in Minneapolis, Apple CEO Tim
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In this week's App Recap, we've highlighted productivity app "Magnet," utility app "Parcel," and graphic app "Unfold" as three apps